The conditions for living in Norway based on your own funds are that you are financially independent and can manage on your own money during your entire stay in Norway. You are not entitled to financial assistance or benefits from the Norwegian authorities. You must have an insurance that covers health services for the whole period you are staying in Norway.

Requirements

• You are financially independent.
  You have enough money to manage yourself when you are in Norway. If you have family members moving in with you, you also need to have enough money to support your family members.
  
  If you are single, you must normally have at least

  NOK 158 621 per year before tax

  .

  You are responsible for having enough money to live and work in Norway, and you are not entitled to financial assistance or benefits from the Norwegian authorities.

  You can document that you have enough money by showing:
  • a bank statement showing that you have enough money in your account, or
  • a bank statement showing that you regularly receive money in your account, as well as documentation of where this money comes from, or
  • documentation that you receive a pension from your home country
    
    
• You must have a private health insurance
  You must have a private health insurance, or if you are retired, you must document that you are entitled to health care (see information below).
  
  You must document that you have an insurance that covers health services for the period of stay in Norway. This means that the insurance must cover all expenses caused by illness, and it must also cover treatment due to other health conditions you may have. When you stay in Norway on your own funds, you must be financially independent, and you are thus not entitled to free health care in Norway.
  
  Where do you buy insurance?
  The UDI cannot recommend where you buy your insurance. Several insurance companies offer international health insurance. Suppose you choose an insurance that does not cover expenses for follow-up or treatment of a chronic illness you already have or pregnancy and childbirth. In that case, you must cover costs related to this yourself when you are in Norway. It is important that you renew your insurance every year.
  
  If you are retired
  You must document that you are entitled to health care with a S1 form from the country from which you receive a pension. Information about S1 form can be found here: Health rights for pensioners (external website).
  
  

Rights and obligations

• You can work in Norway. If you change the basis of your stay from your own funds to an employee, self-employed person or family member of an EU/EEA citizen who is an employee or self-employed, there is no longer a requirement that you must have health insurance. See the conditions you must meet to be an employee, self-employed or family member. If you are retired and starting work, you must notify Helfo (external website).
• You can bring your family to Norway. They must also register according to the EU/EEA regulations. 
• If you do not have enough money to manage financially in Norway, you must leave Norway again, or meet the conditions for the right of residence according to other reasons, for example as an employee.
• After five years in Norway, you may get a permanent right of residence if you meet the conditions.

How the registration scheme works

• You can move to Norway and start working right away, but you must register no later than three months after your arrival in Norway.
• You only need to register once, regardless of how long you will be living in Norway. You can also, for example, go from being a student to being employed without having to re-register.
• While you live in Norway, you must belong to one of the residence categories described on this page. You may be an employee, self-employed, family member, student, have your own funds, or be employed by a foreign company. If you are a student or are here on your own funds, you must have insurance.
• If you meet the requirements for registering, the police will issue you a registration certificate.
• Registration is free.